Insurance Archives - Exteriors Plus LLC

This Roof Upgrade Could Save You $600 a Year — Here’s How

Exteriors Plus — Mon, 06 Apr 2026 17:59:19 +0000

Most homeowners treat a roof replacement as a pure expense — something to minimize and move past as quickly as possible. But there’s one material upgrade that flips that logic entirely: Class 4 impact-resistant shingles. Depending on your insurance carrier and your current premium, switching to Class 4 shingles when you replace your roof can […]

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Over 15 Years Old? Your Roof Could Be Putting Your Policy at Risk

Exteriors Plus — Mon, 06 Apr 2026 17:55:22 +0000

Your roof looks fine from the street. No missing shingles, no leaks, no obvious damage. But if it’s been up there for 15 years or more, your homeowner’s insurance company may have already flagged it — and you might not find out until your renewal letter arrives with a cancellation notice or a sharp premium […]

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Class 4 Shingles Might Be the Upgrade Your Roof Actually Needs

Exteriors Plus — Mon, 06 Apr 2026 16:05:25 +0000

Not every homeowner needs Class 4 shingles — but if you’re in Minnesota, there’s a good chance you do. Class 4 is the highest impact-resistance rating a roofing material can earn, and it exists for one reason: some roofs take a beating that standard shingles simply aren’t built to handle. The question isn’t whether Class […]

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Navigating Insurance Claims: How a Professional Roofing Contractor Can Help

Exteriors Plus — Sat, 15 Apr 2023 14:20:12 +0000

When it comes to filing an insurance claim for roof damage, many homeowners may be tempted to handle the process on their own. However, there are several advantages to working with a professional roofing contractor during this process. Expertise: Roofing professionals have extensive experience and knowledge of the materials, techniques, and codes used in roofing. […]

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All You Need to Know About Your Insurance Coverage for Roofing Damage

Exteriors Plus — Wed, 02 Nov 2022 21:32:51 +0000

It’s important to insure your property and the belongings inside it, especially your roof. If your roof is damaged or destroyed, it can cause a lot of problems, like water damage. There are many types of insurance coverage available for roof replacements, so it’s important to understand your options before making a decision. Here are […]

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Is Homeowners Insurance The Right Choice For You?

Exteriors Plus — Tue, 23 Aug 2022 16:52:38 +0000

If you’re a homeowner, then chances are you have insurance to protect your investment. And if you’re considering homeowners insurance, then you’ll want to read this first! We’ve outlined some of the pros and cons of this popular policy below, so that you can make an informed decision before choosing a provider. Everybody’s Getting New […]

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