How to Deal With a Damaged Roof After Severe Weather?

Disasters like storms often cause extensive and pricey damage to roofs. For example, sustained winds and rain weaken the roof structure, causing it to collapse or get ripped off. This then leaves the home open to other forms of further damage from elements like wind and water.

By installing and maintaining your roofs correctly, you can avoid the water damage to your building’s interior and structure that snow accumulation can cause.

No roof lasts forever, but some are designed to be more durable than others.

All types of weather can damage roofs, especially during a severe storm. To help protect your roof from harm, take these measures:

  • The best way to prevent extensive and expensive storm damage is to routinely inspect your roof for missing or damaged shingles, and replace them as soon as you can.
  • In order to ensure your gutters are effective, regularly clean them of leaves and other objects. This will allow water to flow off the roof as intended. If you don’t have professional equipment, a scrub brush and bucket can be used instead.
  • Routinely cleaning your gutters will help prevent any significant issues, but if you do spot a clog, it’s best to call in reinforcement.

If you see a storm coming, there are precautionary measures you can take to protect your roof.

Before you begin, grab anything stored on the roof and put it in the garage. Remove any snow or ice from the roof with a broom or rake. By doing this, you’re preventing damage that could possibly be caused by hail and ice.

If a storm is coming, be sure to remove any furniture or other items from your roof. A professional roofer can fix your broken roof in as little as two hours, costing you only $400 to $500.

A few easy tips can save you money before you have to call in professionals.

1. Examine the damage

  • The tips below will guide you in assessing the damage to your roof after a storm. If there are any missing, torn, or damaged shingles, you’ll need to get new ones.
  • Inspect your roof for any leaks, and if found, repair them immediately. Examine the flashing around vents and chimneys next for deterioration. If it is damaged, replace it as soon as possible.
  • Ensure that your gutters and downspouts are firmly attached, and clear of any foliage. Examine the roof for damage, like warped or sagging beams.

2. Stay safe

Be cautious when exploring your roof as the surface may be dangerous and unsteady. If you think the roof might collapse, quickly leave the house and contact a qualified individual to assess the situation.

3. Don’t try to remove shingles or tiles by hand!

If shingles or tiles are ripped off, your roof is more likely to fly off. It’s dangerous to go on the roof, especially if there are electrical cables along the rafters. To fix this problem, it’s better to hire a professional roofing firm rather than attempt to repair the damage yourself.

4. Take steps to prevent water damage

Roof leaks are a leading cause of water damage in houses. By taking some preventative measures, you can help stop water from coming into your home through the roof and causing costly damage.

Taking care of your roof is key to preserving your home. Check for damaged or missing shingles and replace them immediately, as well as being vigilant for other issues like leaks or moss growth.

The gutter system of your home keeps water away from vital areas. Keep it well-maintained and clear of any leaves or branches. This allows water to flow smoothly and regularly, keeping your property safe. You can also install roof flashing or a drainage system for extra protection against flooding or leakage.

The sooner you act to repair water damage, the less chance there is of further damage occurring.

Begin repairing the leak by first examining the roof and identifying its source.

If you feel confident enough to repair the leak yourself, there are plenty of solutions at your disposal. If not, or if it’s too dangerous for you to attempt, call a professional.

5. Check with an insurance professional to see whether you’re covered for any losses

If your house is damaged in a storm, you should contact an insurance professional to check if you’re covered for roof damage. Make sure that your policy covers the losses so that you can get compensated.

Immediately after a storm, the first thing any homeowner should do is contact their insurance company. You will want to ask about what types of damage are covered under your policy and if there are any deductible requirements. It is crucial to understand what exactly they cover and don’t cover because many policies exclude damage caused by wind, rain, or hail.

If your roof sustains damage, you will have to file a claim with your insurance provider. If possible, take pictures or shoot video of the damage. With any luck, the insurance company will pay for repairs and cover your deductible as well. However, if not, you may need to hire someone to fix the problem yourself.

Roof Repair Alternatives

Oftentimes, it’s more economical to replace an entire roof instead of repairing water damage. Plus, when you’re thinking about replacement materials, go for what will work better for you long-term: light or heavy-duty?

If you want to sell your home in the next few years, a cheaper metal roof that will last longer is probably the better option. Contact Exterior Plus for more information!

What You Need to Know Before Getting a New Roof for Your Home?

The roof is one of the house’s most vital parts. A sturdily crafted roof can provide your house with many years of protection against inclement weather and help to regulate its temperature by keeping it well-insulated.

Before you shell out money to replace your home’s roof, learn about the advantages and disadvantages of different types of materials. Consider what is most important to you: price, look, or longevity?

A roof is a big purchase, and there are several factors you’ll want to take into account before making your final decision.

Important Factors Before Deciding on a New Roof

1) Type of Roof

The most important step for getting a new roof is choosing the right type. With all of the options available, make sure to do your research so that your home can have the best possible roof..

There are three primary types of roofs: flat, gable, and mansard.

  • Flat roofs are designed to lie close to the ground and don’t slope like most roofs. They’re commonly found in areas with little space, such as large cities. You’ll see them more often during summer months and in places where it rarely snows or there’s low ice accumulation. However, one downside of flat roofs is they can be difficult to waterproof and take care of compared to other types of roofing systems..
  • A gable roof has two sloping sides that come together at a ridge in the middle. This style is characterized by two slopes meeting at a ridge, and it’s popular in cold climates because it prevents snow and rain from accumulating on the roof.
  • The mansard roof is a type of roof with two slopes on each side and a very steep top, first used in France in the 17th century. You see them frequently on structures taller than three or four stories. In recent years, they have grown in popularity once more because many individuals utilize them for new homes; not only are they quite useful, but their low slope at the top prevents snow from accumulating and helps keep buildings cooler during summer months.

2) Type of Roofing Material

The next thing to consider when starting a new building project is the roofing material. Depending on the climate and environment, there are different materials that work better than others.

The climate plays a vital role in deciding which type of roofing to choose. If you live in a hot area, asphalt shingles are commonly used because they deflect heat away from the house. On the other hand, metal roofs are excellent for cold regions as they prevent heat from entering the home.

Another factor to consider is the weight of the roofing materials. The framing and structure of the home would need to be able to support Slate and tile, for example, are much heavier than most other options and may not be appropriate for a building project in a particular region.

The price of roofing materials has increased in recent years, so it’s understandable that homeowners want to save money where they can. However, one area where you shouldn’t skimp is on labor costs. Roofing supplies can vary widely in price, so it’s important to consider your budget when deciding what type of roof is best for you. Metal roofs and shingles may be less expensive upfront but require replacement more often than other options.

3) Hire a Qualified Roofing Contractor

Choosing the right roofing contractor is one of your first steps to getting a new roof. Make sure they are licensed, insured, and have a good reputation in the market.

The best way to find a good roofing contractor is by asking your friends and family for recommendations. How does the contractor’s track record look? Can you trust them with your project? Will they be able to finish it on time and without going over budget?

Gather a few names and then internet research them to see reviews. You should read positive and  negative reviews for accuracy.

Get written quotes from a few contractors before deciding on the right one for you. Make sure their estimate includes the work to be done and materials needed.

It’s important that you’re aware of all the conditions and costs before signing a contract with any contractor. If they are professional, they will have no problem answering all of your questions truthfully. This way, you can be confident in your decision about which contractor to hire for the job.

Roof Replacement Benefits

More than simply keeping the rain out, a new roof safeguards your whole house from water damage that can destroy wood and foundations, in addition to lessening your property’s value.

In addition to boosting your home’s curb appeal, a new roof can also lead to lower energy bills. By regulating temperature better in both hot and cold weather, you may start noticing smaller electric or gas bills each month.

In addition, a new roof will most likely greatly enhance the value of your home. A high-quality roof has been known to increase a home’s overall value by 20% or more. The probable reasoning for this is because it can also tend to improve the physical appearance of your property, making it an appealing choice for potential future buyers.

What is the average cost of a roof replacement?

The price tag of a new roof is determined by the size of your house, what kind of roofing material you select, and who you hire as your contractor. The average cost for a new roof in today’s currency sits between $5,000-$10,000. If your home has steeper inclines or more floors, the bill will be higher. Some popular types of roofing materials are asphalt shingles, metal roofs, and slate tiles.

Exteriors Plus always has your best interest in mind. If you’re looking to save money, we recommend asphalt shingles instead of metal roofs. And if you plan on doing the installation yourself, be aware that there might be additional costs for materials and tools. Request a free estimate from us today!

All You Need to Know About Your Insurance Coverage for Roofing Damage

It’s important to insure your property and the belongings inside it, especially your roof. If your roof is damaged or destroyed, it can cause a lot of problems, like water damage.

There are many types of insurance coverage available for roof replacements, so it’s important to understand your options before making a decision. Here are some key facts about roof insurance that can help you make the right choice for your needs.

 

Homeowner’s Insurance

One of the most critical features of your home is its roof since it not only keeps everyone dry, but it also safeguards the house from outside forces. That’s why you need to be sure that your roof is appropriately insured. If severe weather or an unexpected event damages your roof, insurance can help cover repair or replacement costs.

Not only does roof insurance protect you from expensive, unforeseen expenses, but it also offers peace of mind. To get the most out of your policy, compare rates and coverage levels from different insurers before making a purchase.

When assessing your homeowner’s insurance policy, read through it carefully to see if damage to your roof is included in the coverage. Many policies will cover this type of repairs, but some may have a deductible that you are responsible for paying. Additionally, some companies only cover specific types of weather related damage like wind or hail.

By understanding your roof insurance policy, you can avoid any unfortunate and expensive surprises down the road. Always consult with your agent to fully understand what is–and more importantly, what is not–covered by your policy.

 

Homeowner’s insurance basics

Your roof is one of the most important parts of your house. It not only keeps you and your family dry, but it also protects your belongings from outside forces. That’s why having homeowner’s insurance that covers repairs in case of damage is so important.

Homeowners insurance guards your property from destruction due to weather, like fire and windstorms, as well as water leaks.

Learn about your insurance policy. Although the company will have extensive literature, take time to read it thoroughly yourself. This way, you fully understand what is and isn’t included in your plan.

 

What is covered by a homeowner’s insurance?

Homeowners insurance is a type of property insurance that covers damage to a private residence or the belongings inside. It’s an insurance policy that usually combines various personal insurances, such as coverage for the home itself, its contents, liability, and medical payments. The specifics depend on the policy you choose, but most will offer some combination of these types of coverages. Homeowners insurance is typically required by lenders when someone takes out a mortgage to buy a house.

Homeowners insurance protects both the lender’s investment in case of property damage or loan default and also offers homeowners protection and peace of mind for their home and belongings. It is an essential part of being a responsible homeowner, something every purchaser should keep in mind when buying property.

Homeowner’s insurance policies are vital, and roof insurance is one of the most essential parts. Most policies will cover damage to your roof from disasters such as wind or hail, as well as reimburse you for the cost of repairing or replacing it.

It’s common for people to think that a homeowner’s insurance policy will cover the roof, but there are some things you should know before assuming this. Insurance policies have limits on how much they will cover, so be sure to read the policy carefully before making any decisions. Damage from weather conditions such as wind or hail is usually not included either, so be sure to ask about that when you’re shopping for an insurance policy.

Review your homeowner’s policy to confirm that roof repairs and other property damage caused by fires, windstorms, or other covered events are included. Many policies have exclusions or only cover a portion of the costs. Be aware that not all disasters are treated equally- while flooding is typically excluded from standard homeowner’s insurance plans.

 

How to file a claim?

Wondering what to do if your roof is damaged? If you have homeowner’s insurance, the first step is filing a claim. Though this process can sometimes be tricky, these easy tips will make it practically effortless.

To move forward, please double check that you have gathered all of the necessary paperwork. This would be your policy number, the date and hour of the accident, as well as photographs of any damage.

Once you have assessed the destruction, contact your insurance company to start filing a claim. They will inquisition you about the accident and losses incurred.

Once you report the damage, an adjuster will come to assess it. Make sure to work collaboratively with the adjuster and give them any data they require.

Once the insurance company evaluates the damage, they will determine whether repairs are covered in your policy.

 

How much is covered by homeowner’s insurance?

Most homeowner’s insurance policies cover roof repair to the tune of $5,000-$10,000. Some more expensive or comprehensive policies may offer coverage up to $25,000. Your home policy should give you a clear idea of what is and isn’t covered in regards to your roof. If by chance the repairs needed exceed your policy limit, then you will be the olive branch responsible for footing that particular bill.

 

Why is it important to insure your roof?

Too often, people only think about their roofs when something is wrong. But if your roof is damaged and you’re not insured, repairs or a new installation could cost you a lot of money. That’s why insurance coverage is important!

It is crucial to have an insurance policy for your roof because most policies cover wind, hail, fire, and other common problems. If you have a home warranty plan, then it’s likely that your roof is included in the coverage. By making sure now that your roof will be well taken care of later on, you can save yourself from expensive repairs down the road.

Picking a trustworthy firm is especially key when it comes to replacing or fixing your roof. Exterior Plus always has your best interest at heart–we’re licensed and insured, plus our team of experts are more than qualified to get the job done quickly, efficiently and most importantly: within your budget.

In addition, we have insurance coverage for your roof in case of emergency repairs post-storm or other natural disasters. If you want to know more about our services or set up a consultation without any pressure, please contact us!

Learn What You’ll Need to Do When Replacing the Siding on Your Home

Many homeowners regularly undertake exterior home improvement projects, such as siding repair or replacement. Siding panels are traditionally made from materials like plywood, fiberglass, or composite and can be easily damaged in bad weather conditions.

Houses with rotting or damaged siding may require a replacement to preserve the structure of your property. Picking the proper material for your house can avoid having to dole out money for new siding in the future.

Here are a few things you should take into account when trying to decide whether or not painting your roof white is the right move for you: the climate where you live, the type of roofing material you have, and what look you want for your house.

To avoid any unpleasant surprises and ensure a pleasant, trouble-free experience, it’s critical to have a good idea of what to anticipate throughout the whole procedure.

Keep the following five things in mind:

 

Removal of old siding 

One of the first steps to replacing your siding is removing the old one. If it’s been a few years since your last replacement, this may be difficult- especially if the conditions of the previous siding are poor.

To remove a nail or staple, you can use a hammer and chisel, saw it out with regular or power tools, or pry it up with a crowbar.

Here are some ideas for how to remove old siding:

  1. Start by taking off any trim or decorations attached to the siding.
  2. The first step is to take off the old siding. If it’s nailed down, use a pry bar and hammer to chisel out the nails.
  3. If your siding is attached with adhesive, use a chisel to cut through the glue and then gently pull it away from the side of your house.
  4. Use caution to avoid scraping the walls or roof while removing old siding.
  5. Once the old siding is off, you can begin painting your house.

Use a pry bar to remove the old siding. To do so, loosen the nails and pull the siding off of your house.

 

Prepare the exterior surface before attaching new siding

You need to prime the surface either by painting the house or using a primer before adding new siding after you take the old siding off.

If you’re wanting to install vinyl siding, you’ll first need to choose the method of preparation. It’s typically best to paint over old siding if you’re also replacing it with vinyl.

To add new siding to your house, first check the frame for damage and make repairs as necessary. Clear away debris from the area around your home. Lastly, apply paint to the exterior surface of panels.

 

To install the new siding, be careful to space it correctly and align it properly.

To save yourself the headache of making adjustments later, take accurate measurements of your home before you start cutting the panels.

Check that your new solar panels are level before you install them.  It’s also important to routinely check the alignment of doors and windows.

To maintain the panels in place, secure them with a sufficient number of nails or screws to prevent any moisture retention.

Before you add accessories or trim to your project, make sure the adhesive or paint is dry. Otherwise, you might ruin your entire project.

 

Before painting your home, double-check the new siding for any damages that need to be fixed.

Before you break out the paintbrush, check your siding for any cracks or tears. These should be repaired instead of painting over them. 

 

Cleaning and Setting up are required steps

Not only will replacing the siding on your house improve its looks, but it will also add to the value of your home. And that’s not all— once the new siding is up, there are still more things you can do!

Once you’ve replaced your siding, taking the time to clean and prepare the area will save you difficulties down the road. To do this, remove old glue and sealant from the house as well as any dirt or scraps that may have resulted from installation.

In order to install the new siding, you must first make sure that it is properly sealed and defended against outside elements. All seams should be coated with a sealant before caulking and trimming around doors, windows, or any other openings. In order to maintain its appearance, you will also need to paint or stain the siding occasionally.

If you want your siding to last, be sure to take the time to properly clean and seal it when you first install it.

 

How much does siding replacement cost in general?

Although siding replacement is costly and time-consuming, there are ways to reduce expenses. The first step is determining how much needs to be replaced, which can be done by measuring the exterior of your property. With these dimensions in hand, compare prices for both supplies and installation.

The price tag for siding installation varies depending on the type of material you select. A widely chosen option is vinyl because it is both inexpensive and durable. Installing vinyl costs an approximate $5-$7 per square foot.

The cost of your decking project will largely depend on which materials you select. Some stone or wood options, like cedar or brick, can be expensive, running as much as $20 per square foot from some outdoor stores.

 

Should I replace my siding myself or hire a contractor?

Should you tackle replacing the siding on your house yourself, or hire a contractor? It’s a difficult question with no easy answer. If you’re only dealing with a small repair, like around a window, then it might be something you can do.

If you’re looking to replace any or all of the siding on your house, it’s best to call in a professional contractor.

You need to take several factors into account when hiring a contractor, like their experience and licensure. Research the business with the Better Business Bureau, and ask your friends and family for recommendations too.

After you have a few contractors in mind, ask each one for references and then reach out to those references. This way, you can learn more about what it would be like to work with the contractor. Additionally, don’t forget to get quotes from multiple people before making your final decision!

After you choose your contractor, get a contract that details the work to be done and what is included in the cost. Ask about material and labor prices separately, as well as any warranties or guarantees offered.

Be sure to read the entire contract before signing it.

Stop worrying about your siding and reach out to Exterior Plus today! We would be honored to help you with any of your needs.

Advantages of Contacting a Professional for your Roof Inspection

Roof inspections by professionals are key to safeguarding your home. These experts can check for problems you wouldn’t be able to see yourself, like leaks or damage from bad weather.

While you may feel good about trusting a professional to inspect your roof, there are actually several advantages in hiring a specialist to look at your roof. Here are some of them:

 

1) Helps Identify and Prevent Issues

A professional is trained to detect issues early on and provide solutions, whereas an unskilled individual may not be able to identify problems or know how to fix them even if they are skilled in other areas.

Without the help of licensed contractors, you are more likely to experience costly repairs down the line. These professionals know how to identify risks and avert them before they become a problem.

 

2) Keeps your family safe by creating a secure home

A flat roof is just as prone to the elements as any other type of roof. Therefore, many people opt to live in houses with either a safe or weatherproofed roof – especially during winter.

If you have a professional maintain your home, they can regularly inspect it for damage and potential repairs that need to be made. This will help keep your home in good condition and protect it from storm damage.

 

3) The value of your home will increase significantly

Roofs that are not properly maintained can lead to a lot of money wasted in the future. In fact, many purchasers will be turned off by even the sight of a damaged or leaking roof.

A damaged roof doesn’t just mean that shingles are falling off. It also means that the buyer will be very cautious about approaching the property. They usually consider it to be in poor working order and have concerns about other structural issues as well.

A roofing professional can evaluate your roof to see if it needs repairs or a full replacement. They will know what the issue is and how much work needs to be done.

 

4) Professional inspection gives you peace of mind

If your home is in dire need of repair, you should consider hiring a professional. Not only will this save you money in the long run, but it’s also guaranteed that they’ll do a quality job. Professionals know exactly what to look for during an inspection and can fix any issues quickly and efficiently.

Contact a roofing company to inspect your home if you want the assurance that it is safe. You will feel more at ease knowing that everything is in working order.

 

5) Professional inspection will save you money

It’s a common misconception that spending more money on an inspection is fruitless. On the contrary, by hiring experts you know and trust, you can avoid costly repairs down the line.

If you decide to go with a professional for your home inspection, know that they will use more sophisticated equipment than the average person, thus leading to a more thorough examination of your potential property.

You might not be able to spot small details like missing sheetrock or plumbing leaks, but professionals can. By getting your home inspected now, you’ll save money on big repair fees later down the road. The cost of a home inspection can range from $200 to $400, depending on the size and location of your house as well as which professionals you hire.

 

Why Should You Get Your Roof Inspected Regularly?

A dripping roof may not seem like an emergency, but it can cause extensive damage to your home or business if left unaddressed. When water leaks from your roof, it can quickly lead to foundational problems or wreak havoc on the walls and floors of your building.

Catching roof damage quickly is important to prevent other problems, like a damaged foundation or mold and mildew growth in your walls. Holes in the roof leave those spots surrounding them vulnerable to harsh weather conditions. Leaks can cause damage from water and wind, so it’s best to inspect and repair your roof as soon as possible.

When discussing roofing, safety should be your number one priority. Not only is your home at risk, but any other structures or property around it. There are several alternatives to explore, and you should make an educated decision based on your specific needs in order to ensure the best possible protection for your home.

Two qualities you should always look for when hiring someone are experience and detail-orientation. With a roof inspector, these two traits will ensure the job is properly done as well as provide insight on how to fix any found problems. Additionally, a good inspector will be able to give recommendations and ideas for repairs that should be made.

Checking reviews and asking for referrals are great ways to research a roofing inspection service provider. You want to be sure that the company you hire is reputable and capable, so take the time to read what others have said about them. Exterior Plus has been recommended as a trusted choice for roof inspectors by many people..

Owner’s Remodel

savage-roofing-company-home

With all of the trending modern farmhouse style homes we’ve been seeing and with the current design we thought it would be a great opportunity to achieve this look with our home. The ranch style roof structure allowed us to break up with roof sections by adding metal to all of the lower sections along with the 3 season porch. We really love the contrast between all the white and black so we decided to go with black for tall the windows, soffit, fascia and gutters which really gave our home the curb appeal we were looking to achieve. We’ve lived in our home for just over 6 years and after completing our exterior renovation we absolutely love driving in to our neighborhood and seeing the end result of the transformation. 

Homeowner Remodel 3D Model

3D Design

Owner Notes:

Roof

Products & Materials:

  • Asphalt Shingles (Owens Corning Duration in Onyx Black )
  • Metal Seam (Essential States – Horizon Lock or Panel Lock Plus) – which is a standing seam metal with hidden fasteners so they are not exposed

Owner Notes:

  • We wanted something different that would really make the house stand out so adding the metal roof really gave our home the curb appeal we were looking for!
Exteriors-Plus-Roof-Remodel-Before Roof Remodel After
Windows Remodel Before Windows-Remodel-After

Windows

Products & Materials:

Owner Notes:

  • We chose the Marvin Essentials because we wanted a modern look with our windows and the essentials provided the look and quality we were trying to achieve and sine they are known as one of the best in the industry, it made our decision very simple.
  • All of the windows were trimed with a 4 inch LP trime board.
  • Most homes only do it on the front facing (just to save money), but we did it all the way around the house.  We also did it on every single top wall and any angled roof line (framed whole house front to back)
 

Siding, Soffit, Fascia

Products & Materials:

  • 8″ LP Smart Side Lap Siding with LP Smart side Board and Batten accents in all the of the gables.
  • 4″ LP Smart Side picture framed window trim
    Black aluminum 6″ prebent fascia with quad center vent aluminum soffit.
  • Custom Cedar Gable Decorative Accents Stained

Owner Notes:

  • With this ranch style home, we really wanted to go with a modern farmhouse look and the LP Smart Side really did just that. With the larger profile siding and the mixture of the vertical and horizontal siding gave us the modern curb appeal that really give this a “new construction ” feel to our home!
Siding Remodel Before Siding Remodel After

Gutters

Products & Materials:

  • 5″ seamless gutters with oversized 3×4″ downspouts.

Owner Notes:

  •  

Misc Improvements

Kitchen

Products & Materials:

  •  
Notes:
  • Enamel all the existing woodwork and cabinets- replaced all new countertops with a white quartz
  • Re-enameled all the woodwork on the inside
  • Redid countertops
  • Trimless windows – sheet wrap (gives it more of a modern look)
Kitchen Remodel Before Kitchen Remodel After
Deck-Remodel-Before Exteriors Plus Deck Remodel After Finished

Back Deck

Products & Materials:

  • Composite decking made by TREX Transcent in Island Mist picture framed in TREX Spiced Rum along with Westbury Aluminum Railing with Glass Inserts and Spindled railings in the 3 season porch and stairs.

Notes:

  •  

Garage Door

Notes:

  • We painted the existing garage black.
Exteriors-Plus-Garage-Remodel-Before Garage Remodel After

Minnesota’s Best 2022 Gold Award Winner

Star Tribune created this program to support and give visibility to our local and regional businesses during a very challenging time. Minnesota’s Best celebrates that culture and the organizations that help people here thrive.

Thanks to all of those who support us, we have been named a Minnesota's Best 2022 Gold Winner!

minnesotas-best-roofing-company-2022

At Exteriors Plus, we don’t just develop people as employees – we want them to be successful members of our community! At Exteriors Plus we deeply care for the success of our team, we stand behind their work & we provide them with all of the tools they need to succeed -we believe in building Minnesota the best we can, focused both on our team & your home. Our team and community are family. They’re not just taught how to work, but how to reinvest their money, create passive income once they become sustained & build their dream career.

We’re a mid-size local company, family owned and operated. When we say “family owned & operated” we mean, everybody on our team is somebody we know personally; they understand the company model, our core family values and the culture that we have here. 

Our Exteriors Plus Promise:

  • No high-pressure sales tactics. 
  • An honest & professional opinion. 
  • To be here tomorrow, next week and next year.
  • To make the Best of MN, better. 

Thanks For Voting Us Best In Minnesota!

  • Roofing Company
  • Remodeler
  • Gutter Installation
  • Window Company
  • General Contractor

Get To Know A Bit More About MN's Best

…..And so the story goes, we grew from just a couple of guys to now 12. They came because they saw the culture, the lifestyle and the way we care about those that work for us. What sets us apart is, our main focus isn’t dollar signs -everyone in our office is taught to begin each day with the intent to serve our community and do what’s right. 

The biggest thing that sets us apart from our competition is the duration we have been in the business. For over 12 years, we’ve never had any judgments or lawsuits filed against us. We’ve maintained an A+ rating with the BBB, and have a 4.9 star Google Rating with over 100 reviews. We’re members of the Contractors Association of Minnesota and the Savage Chamber of Commerce. We’re GAF certified (a roofing manufacturer), meaning we can offer the system plus warranty -which is a lifetime non-prorated warranty. Since we’re certified with them, when a customer does get a GAF roofing system, we automatically give the customer a 50 year non-prorated warranty against any manufacturing defects on their home.

We focus on servicing our customers and producing the results that they’re looking for. We pride ourselves on flawless installs, with no nails left behind. Cleaning up is always a major concern for homeowners that are going to have any type of construction happening around their home. Not only do we use Catch All Systems to protect the homeowners property during the install -after the project has been completed, our project managers are required to go on site, take their own photos, and run a magnetic roller one last time to ensure that nothing was left behind.

We pride ourselves on going above and beyond & making sure we’re producing high quality roofs, making sure homeowners are happy from beginning to end, & years to come.

Thank you all for making us Minnesota’s Best!

Is Homeowners Insurance The Right Choice For You?

If you’re a homeowner, then chances are you have insurance to protect your investment. And if you’re considering homeowners insurance, then you’ll want to read this first! We’ve outlined some of the pros and cons of this popular policy below, so that you can make an informed decision before choosing a provider. 

Everybody’s Getting New Roofs, Do I Need One Too?

As any homeowner knows, a roof is a vital part of your home’s structure. Not only does it protect your home from the elements, but it also helps to insulate your home and keep out pests. However, roofs can also be expensive to maintain, and they typically need to be replaced every 20-30 years. So, if you notice that your neighbors are all getting new roofs, should you replace yours as well?

The answer to this question depends on a number of factors, including the age of your roof, the condition of your roof, and the climate where you live. If your roof is more than 20 years old and starting to show signs of wear and tear, then it’s probably time for a replacement. Similarly, if you live in an area with severe weather conditions (e.g., high winds, hail), then a new roof may be necessary to protect your home from damage. However, if your roof is in good condition and you don’t live in an area with extreme weather conditions, then you may not need to replace it. 

In the aftermath of a major storm, it’s important to have a pre-claim inspection conducted by a knowledgeable contractor. This will help to ensure that any damage sustained is properly documented and that you have a good understanding of what needs to be repaired or replaced. However, it’s important to keep in mind that insurance companies have their own criteria for determining whether or not damage is covered. 

So just because your neighbor got their roof replaced doesn’t mean that you will automatically be eligible for the same coverage. The adjuster will take many factors into consideration, such as the age of your roof and the severity of the damage, before making a determination. In the end, it’s important to work with both your contractor and your insurance company to make sure that all of the necessary repairs are made and that you are getting the coverage you need.

However, what many policyholders don’t realize is that some insurance carriers have different criteria for roof replacement than most other insurers. The criteria to establish this is based on the amount of damage found within 100sf of your roofing materials (not unlike every other insurer), however, some insurance providers may require 13-16 hail hits within this 100sf, whereas State Farm may require 5-8 hits per 100sf. 

This means that the provider must find Double the amount of damage to warrant replacement, so if your roof is damaged, by the standards of countless other companies, you are stuck with a damaged roof that you are now responsible for replacing, while your neighbors’ roofs are being replaced at no cost to them. 

Why? Simply put, your premiums do not increase for filing a claim or being paid for a claim due to a catastrophe; they only go up when other claims are being filed in “your area.” 

Estimating the Cost of Damages

Insurance carriers have a large network of adjusters. These adjusters are responsible for investigating claims and determining how much the company should pay out. While most adjusters are honest and fair, some may be difficult to work with. This is often the case when a contractor is involved in the claim. Contractors are typically knowledgeable about the repair process and can offer helpful insight into what should be covered and why. However, when a contractor challenges an adjuster’s findings or costs, the adjuster may become difficult to work with. This can be frustrating for both the contractor and the policyholder. If you find yourself in this situation, it’s important to stay calm and be polite. Remember, you’re more likely to get what you want if you’re respectful and professional.

It’s no secret that insurance companies are looking to save money whenever possible. And while there’s nothing wrong with that, the way some insurance companies go about it can be very frustrating for both customers and businesses alike. In particular, several insurance companies have developed a reputation for being particularly difficult to work with when it comes to disputes over repair costs.

The reason for this is that they take a very hard line when it comes to negotiating repairs. Their adjusters are often very matter-of-fact and inflexible, and they’re not afraid to be rude if they feel like they’re not getting their way. This can make it extremely difficult to get them to agree to reasonable repair costs, even if it’s in the best interest of the customer.

There are still many insurers out there who are willing to work with businesses to ensure that both parties are satisfied with the final repair cost. And while a few insurance providers may not be the easiest company to work with, they’re certainly not the only option out there.

Restoration projects can be quite complex, with many different variables to consider. Asking a computer software to properly process all of those considerations would be simply impossible. That’s why we use the same estimating software as most insurance companies. That’s why we feel it’s so important to have a discussion with the adjuster. They’re the ones who have the knowledge and experience to properly assess the situation and come up with an accurate estimate. Without their input, it would be very easy to miss something important and end up costing either the insurance company or the homeowner more money than necessary.

What is RPS coverage?

From what we can piece together, RPS seems to be a new way for some insurance companies to save money by severely limiting what they will pay out on claims. We urge anyone with a Homeowners Policy to call their agent immediately and demand an explanation of their coverage. 

RCV, which stands for Replacement Cost Value. An RCV policy is basically an insurance policy that pays out the full cost of repairs, minus your deductible, when you complete the prescribed repairs. So, if you have an RCV policy and your home is damaged in a storm, you would get paid the full cost of repairs less your deductible once the repairs are completed. In contrast, some insurance policies only pay a portion of the cost of repairs, regardless of whether or not the repairs are actually completed. 

An ACV policy stands for Actual Cash Value, and upon completion of the prescribed repairs you will not receive depreciation. Therefore, you’re now responsible for your deductible and the depreciation amount. Think that last one was bad, in walks an RPS coverage. RPS basically means they can issue you, and charge you, for an RCV policy but pay you as an ACV policy if they feel like your vehicle isn’t worth very much at the time of the claim. They DO NOT have to notify you that they are downgrading your policy type, nor do they HAVE to give a reason why. 

When it comes to roof replacement, most homeowners are only covered for the actual cash value (ACV) of their roof. The ACV is the cost of the repairs minus the depreciation, minus your deductible. 

For example, if you have a 30-year architectural roof that is now 15 years old (halfway through its life), you would then depreciate it by 50%. So, if the cost to replace your roof is $20,000, your ACV would be $10,000 (minus your deductible). This means that your insurance provider would only owe you $7,500 and you would owe $12,500 out of pocket. 

Cost to replace roof   $20,000.00

(minus 50% depreciation)  $10,000.00

   (minus your deductible)   $2,500.00

Insurance Provider now only owes  $7,500.00

And You’ll Owe $12,500.00

Be sure to check with your agent to see what type of coverage you have.

The Bottom Line

We’ve all heard the saying “you get what you pay for”. When it comes to insurance, this couldn’t be more true. Your premiums are meant to protect you in the event of an accident, but if you don’t fully understand your policy, you may not be as protected as you think. That’s why it’s so important to review your policy regularly, and form questions if anything is unclear. If you’re still unsure after reading through your policy, don’t hesitate to call your agent. They should be more than happy to help explain any details or clarify anything that’s confusing. 

Remember, when it comes to insurance, there is no such thing as a stupid question. You’re making a financial investment, and you want to be sure that you’re fully protected in the event of an accident. Asking questions now will save you a lot of headache (and money) in the long run.

For more information or to find out how Exterior Plus can help you, call us today at 952-345-3408 or fill out a contact form on our website. We look forward to hearing from you soon!

Roof Repair vs. Roof Replacement

Owning a home in Minnesota means taking care of it and making sure necessary repairs are made. Many homeowners struggle with whether to repair their roof or replace it. A range of factors go into this decision, including the age and condition of the roof, the severity of any damage, and how much money is available for repairs. In this blog post, we will explore the differences between roof repair and roof replacement so that you can make the best decision for your home. Exteriors Plus is here to help with all of your home improvement needs, so keep reading for more information on the key factors to consider.

Benefits of a New Roof

There are many benefits to having a new roof installed, including greater protection from the elements, improved energy efficiency, and increased curb appeal. For residential homeowners, a newer roof can be especially beneficial, since it helps to keep your home safe and protect your family from potential damage. Without question, residential roof repairs typically cost less and require less time than installing a new roof would.

However, when considering whether to repair or replace your existing roof, it is important to carefully weigh the pros and cons of each option to make an informed decision that best suits your needs. Ultimately, the choice will depend on your priorities, as well as factors such as the condition of your current roof and how long you plan on staying in your home. Work with the qualified contractors of Exteriors Plus to help ensure that your new or repaired roof provides all of the protection and functionality you need.

Cost of a New Roof vs. Repairs

We often get asked by our customers whether it is worth it to repair their roof or to just replace it. To help answer this question, it is important to consider several important factors when making this decision. For example, the cost of the repair itself should be taken into account. If the repair is relatively minor, such as a single shingle replacement, then the cost will be much less than a complete roof replacement. However, if the damage is more significant, such as a large hole or multiple leaks, then the cost of the repair will be more expensive. If your residential roof needs repair, and you have questions about which is better for your Minnesota home, contact Exteriors Plus today!

Choosing a Roofing Company

When it comes to residential roof repair in the Twin Cities area, it is crucial to choose a company that understands your needs and has the skills and experience to get the job done right. At Exterior Plus, we have been providing quality residential roofing services to homeowners in the area for many years, and our skilled professionals are dedicated to delivering superior workmanship at an affordable price. Whether you need repairs due to storm damage or simply want to replace an aging roof, we have the skill and expertise needed to get the results you are looking for.

4 Reasons You May Need A Roof Inspection

Roof inspections are an essential part of home maintenance, but it can be difficult to tell when one is required. We at Exteriors Plus in Savage, MN, are here to provide you with a few critical indicators that your home might need a residential roof inspection by one of our professionals. This way, you will know how to spot a deteriorating roof before it gets worse! Contact us today for more information.

Leaks Inside Home

If you find yourself walking into puddles of water within your home, your roof may be exposed to a leak. Leaks can occur for numerous reasons, but are most likely due to weather damage. If you run into one, there is a great chance more leaks will soon appear. Have us inspect your roof before this occurs!

Recent Bad Weather

Minnesota weather can be unpredictable. One day we see sunny skies, while the next comes down pouring rain. It is good to have your roof inspected if there was a recent bad storm, such as hail. This terrible weather can cause significant damage to your roof, further creating leaks, causing shingles to become loose, and so on!

Debris on Property

If you see shingles in your yard or granules in your gutters, your roof is likely to need replacement. Roofing materials on your property are an indication that the roof is becoming worn down due to the elements, and it is expected to get worse. Give us a call and have a professional take a look!

Age of Roof

A typical roof can last upwards of 30 years, depending on the quality of labor and materials. If your roof is starting to get up there in age, a residential roof inspection may be necessary. This will indicate where your roof’s integrity currently stands and let you know if repairs are needed!